Terms & Conditions

No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1076 United Sates Copyright Act, without prior written permission from LMK.

Limit of Liability Disclaimer: While the authors have used their best efforts in preparing this book, they make no representations or warranties with the respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. The book is designed and intended to provide accurate and authoritative information in regard to the loan modification process; it is sold with the understanding that neither the publisher nor the author is engaged to provide legal, financial or accounting information and/or advice. Furthermore LMK and LNF Group LLC.takes no responsibility for errors, omissions, or contrary interpretation of the subject matter herein. LMK and LNF Group LLC. acknowledges and advises that the information contained herein may be subject to varying state and/or local laws and regulations. All users are advised to retain competent counsel to determine what state and/or local laws or regulations may apply to the user’s particular situation. The purchaser or reader of this publication assumes responsibility of the use of these materials and information. Adherence to all applicable laws and regulations, federal, state, and local governing professional licensing, business practices, advertising, and all other aspects of doing business in the United States or any other jurisdiction is the sole responsibility of the purchaser or reader. The author and publisher assume no responsibility or liability whatsoever on behalf of any purchaser or reader of these materials. Any perceived slights of specific people or organizations are unintentional.

LMK and LNF LLC expressly disclaims any liability for any third party(ies) representations, warranties and/guaranties that may distribute the product to you with or without our authorization.

Results Disclaimer: LNF Group LLC. has made efforts to ensure accuracy of this product. The results, outcome earnings, and income presented in the product should be viewed as goals. In the purchase of the loan modification kit, you acknowledge that the results and outcome vary among individuals. The individual user accepts the risk that the loan modification kit may not result in an improvement in the individuals hardship position or financial success. As with any instructional kit, your results will be based on many factors, including, but not limited to your lender’s zeal, individual capacity and talents, your ability to follow instructions, use of critical data and maximizing useful resources coupled with your level of desire for results.LMK and LNF Group LLC. makes no promises and provides no guarantees of any success. Examples of lender approvals and/or testimonials are used to demonstrate exceptional results. Additionally, there are known and unknown risks in today’s highly volatile mortgage lending industry that may further present hurdles to success. LMK and LNF Group LLC. makes no assurance that the mortgage modification manual online members that have shared stories and testimonials of their successes can, or will, be duplicated. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. Your decision to purchase and use the information, products and services should be based on your own due diligence, and not on any representation that is made to you. LMK and LNF Group LLC. will not be responsible for any success or failure of your loan modification. A tool has been provided to use and make an attempt to improve your circumstance or financial situation. All sales are final, there are no refunds.

Return Policy

You may return all unopened items purchased at MortgageModificationManual.com within 30 days of the original delivery. We will pay the return shipping costs if the product is defective or the return is a result of our error. If the item is returned for any other reason you are responsible for the return shipping costs and may be charged a restocking fee of 10 percent. No returned merchandise will be accepted without a Return Material Authorization (RMA). We will credit you in the same manner as your original payment within 7 days of receiving the returned item.

The following items may not be returned:
Forensic Loan Audit Report

Ship authorized returns to the following address:
350 5TH avenue 59 Floor,
New York, NY10118

For questions regarding our return policy please contact us at (877)626-8252.

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